Watercraft Insurance
Watercraft Insurance
A minor misconception with homeowners insurance is that your boat or watercraft is covered under your Homeowner’s Policy, but most of the time, that is not the case. If you’re a boat or watercraft owner, you will need the proper protection.
Typical coverages include:
- Personal liability
- Medical and physical damage
- Boat
- Motor
- Trailer
- Equipment permanently attached to the boat
- Anchors
- Oars
- Electric trolling motors
- Extra fuel tanks
- Tools
- Detachable canopies
- Seat cushions
- Life preservers
- Skis and their tow ropes
Risk Coverage:
- Fire
- Sinking
- Weather Related Disaster
- Theft
- Capsizing
- Stranding
- Explosion
- Collision
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