Public Entity

About Public Entity

Hardenbergh Insurance Group understands the Public Sector operates much differently than the Private Sector. We customized our approach to the Insurance/Risk Management needs of the Public Sector by creating a Public Entity Department.


Risk Management Consulting

Hardenbergh Insurance Group’s Dedicated Public Entity Department provides risk management consulting services to Authorities, K-12 Schools, Charter Schools, Colleges, Fire Districts, Counties, and Municipalities. Department members become strategic partners that assist our public sector clients in identifying loss exposures, examining the feasibility of alternative risk management techniques, selecting, and implementing the best techniques to customize and monitor their risk management program.

A snapshot of our consulting services include:

Our Experience And Expertise

Hardenbergh Insurance Group has serviced the Public Sector since 1975.  Our Dedicated Public Entity Department has provided risk management/insurance services to public entities since 2006. This experience along with the individualized expertise each “PE Team” member brings to the department allows us to better service the Public Sector.

A snapshot of our PE Team experience includes:

A snapshot of our PE Team expertise includes:

Account Managers

Well versed in risk identification for public entities. This team member is able to advise whether the Public Entity should 1) purchase insurance to protect an asset or exposure; 2) transfer a risk to reduce or eliminate the Public Entity’s liability; or 3) avoid the exposure in its entirety.

Loss Control Representatives

Well versed in NJ PEOSH regulations and has a long-standing relationship with a variety of local risk management vendors that provide safety and loss control services to New Jersey Public Entities. This team member will ensure specialized training not only meets the safety needs of the client but also meets all their regulatory requirements.

Claims Account Managers

Well versed in the immunities afforded to Public Entities by Title 59 and the insurance language in policies to ensure claims are adjusted accordingly. This team member will work with the client in reporting claims, monitoring the claim process, reviewing claims experience reports, and provide feedback based on loss trends.

“PE Team” members only service Public Entities

Our Team becomes part of your Team

Case Studies

Download our case studies.

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