Community Associations

Community Associations have been a strong focus area for Hardenbergh Insurance Group. Our staff has years of experience working with Community Associations throughout the New Jersey Region. From small Home Owners Associations to large Condo Associations , we have the expertise to ensure that your association is adequately protected. We represent the finest regional and national carriers that specialize in Community Associations and are able to bring competitive options to the Board.

We understand that your Association require prompt response from your insurance agent. Every association that we insure has a dedicated account manager, supervisor, and claims representative so that we are able to quickly respond to your needs. From prompt issuance of certificates of insurance (for unit owners that have a mortgage), to the review of contractual insurance requirements in a contract with your vendors, your needs are our priority.

We understand the importance of a cost-effective insurance program to our insureds. We proactively work with our associations to help them lower their total program costs by offering assistance with the following:

Deductible Resolution Implementation
Tort Immunity Implementation
Property Risk Transfer Language when hiring Contractors to perform work on behalf of the association
Root Cause Analysis of Claims so we can properly advise the association on how to prevent future claims