Watercraft Insurance

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Watercraft Insurance

A minor misconception with homeowners is that your boat or watercraft is covered under your Homeowner’s Policy, but most of the time, that is not the case. If you’re a boat or watercraft owner, you will need the proper protection.

Typical coverages include:

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Personal liability

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Medical and physical damage

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Boat

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Motor

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Trailer

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Equipment permanently attached to the boat

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Anchors

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Oars

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Electric trolling motors

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Extra fuel tanks

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Tools

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Detachable canopies

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Seat cushions

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Life preservers

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Skis and their tow ropes

Risk Coverage:

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Fire

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Sinking

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Weather Related Disaster

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Theft

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Capsizing

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Stranding

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Explosion

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Collision