Watercraft Insurance

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Watercraft Insurance

A minor misconception with homeowners is that your boat or watercraft is covered under your Homeowner’s Policy, but most of the time, that is not the case. If you’re a boat or watercraft owner, you will need the proper protection.

Typical coverages include:

Personal liability

Medical and physical damage

Boat

Motor

Trailer

Equipment permanently attached to the boat

Anchors

Oars

Electric trolling motors

Extra fuel tanks

Tools

Detachable canopies

Seat cushions

Life preservers

Skis and their tow ropes

Risk Coverage:

Fire

Sinking

Weather Related Disaster

Theft

Capsizing

Stranding

Explosion

Collision