How To Manage Your Business Problems
In business, it’s easy to spot the problems, but management is deciding how to solve them. Most are not equipped to take on difficult situations and employees.
How To Manage Your Business Problems Read More »
Business Insurance
How To Hire Your First Employee
Finding your first employee is a very special experience in the life of an entrepreneur. If you’re starting 2017 off with new employees, congratulations.
How To Hire Your First Employee Read More »
Why Is Your OSHA DART Rate important?
Like your incidence rate, which is based on how many incidents per year per 100 employees, your DART rate shows your company’s performance in workplace safety.
Why Is Your OSHA DART Rate important? Read More »
For the 9.5% affordability test, use the Box 1 total on the individual’s W-2, but does that Box 1 include FSA contributions made by the employee?
For the 9.5% affordability test, use the Box 1 total on the individual’s W-2, but does that Box 1 include FSA contributions made by the employee?
How is my Workers Compensation experience mod factor calculated?
The process of calculating the experience modification factor is complex, but the underlying theory and purpose of the formula is straightforward.
How is my Workers Compensation experience mod factor calculated? Read More »
How to Help Your Business and Municipalities In The Event of a Hurricane
With the impending hurricane season upon us, get a better understanding of how to protect your business, community, and people in case of a natural disaster.
How to Help Your Business and Municipalities In The Event of a Hurricane Read More »
What are the minimum amount of hours employees have to work to be eligible for health benefits?
What are the minimum amount of hours employees have to work to be eligible for health benefits? Find the answer at the Hardenbergh Insurance learning center.
How is Workers Compensation premium determined?
Your workers’ compensation insurance premium is based on payroll, averages for your industry and claims experienced over a three-year period.
How is Workers Compensation premium determined? Read More »
How do the employer mandate penalties work if an employer does offer coverage?
A mod factor greater than 1.0 is a debit mod, which means that your losses are worse than expected and a surcharge will be added to your premium.
How do the employer mandate penalties work if an employer does offer coverage? Read More »
Hit a Pothole? Is it Covered?
It is a formal request to an insurance company requesting a payment towards the claimant party based on terms & conditions of the active insurance policy.
Hit a Pothole? Is it Covered? Read More »