- Business Insurance
In business, it’s easy to spot the problems, but management is deciding how to solve them. Most are not equipped to take on difficult situations and employees.
Insurance Learning Center
- Auto Insurance, Personal Insurance
Purchasing a car is a financial investment and you want to maintain it for a long time. Keep your car running with proper care to improve the durability.
- Business Insurance
Finding your first employee is a very special experience in the life of an entrepreneur. If you're starting 2017 off with new employees, congratulations.
- Benefits, Business Insurance
Like your incidence rate, which is based on how many incidents per year per 100 employees, your DART rate shows your company's performance in workplace safety.
- Business Insurance
For the 9.5% affordability test, use the Box 1 total on the individual’s W-2, but does that Box 1 include FSA contributions made by the employee?
- Business Insurance
The process of calculating the experience modification factor is complex, but the underlying theory and purpose of the formula is straightforward.
- Business Insurance
With the impending hurricane season upon us, get a better understanding of how to protect your business, community, and people in case of a natural disaster.
- Benefits, Business Insurance
What are the minimum amount of hours employees have to work to be eligible for health benefits? Find the answer at the Hardenbergh Insurance learning center.
- Business Insurance
Your workers’ compensation insurance premium is based on payroll, averages for your industry and claims experienced over a three-year period.
- Business Insurance
A mod factor greater than 1.0 is a debit mod, which means that your losses are worse than expected and a surcharge will be added to your premium.
- Wellness
Children and adults enjoy activities like trick-or-treating, Halloween parties, creative decorating, pumpkin carving to make jack-o'-lanterns, bonfires etc.
- Auto Insurance, Business Insurance, Personal Insurance
It is a formal request to an insurance company requesting a payment towards the claimant party based on terms & conditions of the active insurance policy.
- Business Insurance
Workers’ compensation is designed to recompense employees for injuries/illnesses they suffer while on the job. More claims drive up workers’ compensation costs.
- Business Insurance, Industry
It is a formal request to an insurance company requesting a payment towards the claimant party based on terms & conditions of the active insurance policy.
- Business Insurance
A person is not eligible for a subsidy if they are eligible for coverage through an employer and this meets the coverage and affordability requirements.
- Business Insurance
A mod factor greater than 1.0 is a debit mod, which means that your losses are worse than expected and a surcharge will be added to your premium.
- Benefits, Business Insurance, Industry
In 2015 the “no offer” penalty will apply if an employer does not offer coverage to at least 70% of full-time employees and their dependents.
- Business Insurance
What if something went wrong in your business? Do you know what needs to happen in case of an emergency? You need to ask yourself this as a business owner.
- Benefits
To calculate the DART rate, you need to find out the total number of injuries that required at least one day away from work or restricted or transferred work.