- Media
Hardenbergh Insurance Group was recently appointed to The Hanover Insurance Group’s President’s Club, an elite group of independent insurance agencies.
Insurance Learning Center
- Business Insurance
Today’s competitive marketplace is forcing many businesses to examine prices they pay for their products/services and the companies where they buy them from.
- Business Insurance
In business, it’s easy to spot the problems, but management is deciding how to solve them. Most are not equipped to take on difficult situations and employees.
- Auto Insurance, Personal Insurance
Purchasing a car is a financial investment and you want to maintain it for a long time. Keep your car running with proper care to improve the durability.
- Business Insurance
Finding your first employee is a very special experience in the life of an entrepreneur. If you're starting 2017 off with new employees, congratulations.
- Benefits, Business Insurance
Like your incidence rate, which is based on how many incidents per year per 100 employees, your DART rate shows your company's performance in workplace safety.
- Business Insurance
For the 9.5% affordability test, use the Box 1 total on the individual’s W-2, but does that Box 1 include FSA contributions made by the employee?
- Business Insurance
The process of calculating the experience modification factor is complex, but the underlying theory and purpose of the formula is straightforward.
- Business Insurance
With the impending hurricane season upon us, get a better understanding of how to protect your business, community, and people in case of a natural disaster.
- Benefits, Business Insurance
What are the minimum amount of hours employees have to work to be eligible for health benefits? Find the answer at the Hardenbergh Insurance learning center.
- Business Insurance
Your workers’ compensation insurance premium is based on payroll, averages for your industry and claims experienced over a three-year period.
- Business Insurance
A mod factor greater than 1.0 is a debit mod, which means that your losses are worse than expected and a surcharge will be added to your premium.
- Wellness
Children and adults enjoy activities like trick-or-treating, Halloween parties, creative decorating, pumpkin carving to make jack-o'-lanterns, bonfires etc.
- Auto Insurance, Business Insurance, Personal Insurance
It is a formal request to an insurance company requesting a payment towards the claimant party based on terms & conditions of the active insurance policy.
- Business Insurance
Workers’ compensation is designed to recompense employees for injuries/illnesses they suffer while on the job. More claims drive up workers’ compensation costs.
- Business Insurance, Industry
It is a formal request to an insurance company requesting a payment towards the claimant party based on terms & conditions of the active insurance policy.
- Business Insurance
A person is not eligible for a subsidy if they are eligible for coverage through an employer and this meets the coverage and affordability requirements.
- Business Insurance
A mod factor greater than 1.0 is a debit mod, which means that your losses are worse than expected and a surcharge will be added to your premium.
- Benefits, Business Insurance, Industry
In 2015 the “no offer” penalty will apply if an employer does not offer coverage to at least 70% of full-time employees and their dependents.
- Business Insurance
What if something went wrong in your business? Do you know what needs to happen in case of an emergency? You need to ask yourself this as a business owner.