Insurance Learning Center

HIG Insurance Group

CASE STUDIES

What are an Employer’s responsibilities for Workers Compensation?

Workers Compensation Employers are required to do the following to comply with workers’ compensation insurance laws: Provide coverage for the... READ MORE

HIG Insurance Disaster Protection

BUSINESS INSURANCE

Insure Your Inventory In Case Of Disaster

Insure Your Inventory In Case of a Disaster If you work in direct sales, then chances are you have an inventory of different items with you. Depend... READ MORE

HIG Umbrella Insurance

BUSINESS INSURANCE

The Benefits of Having an Umbrella Policy

What is an Umbrella policy? An umbrella policy is an additional liability insurance coverage above and beyond the limits of the insured's... READ MORE

AUTO INSURANCE

What is the difference between an Employee vs independent contractor?

Difference Between Employee Vs Independent Contractor Whether you're an employer or an individual looking for a new opportunity in 2017, we wanted ... READ MORE

CASE STUDIES

What is an OSHA DART Rate?

What is Osha Dart Rate? DART rate stands for days away, restrictions or transfers. The higher the amount of incidents that require days away from w... READ MORE

BUSINESS INSURANCE

What are the basic steps to comply with OSHA?

What Are Basic Steps to Comply with Osha? There are five elementary steps can take to have a well-rounded safety program that produces a safe work ... READ MORE

BUSINESS INSURANCE

Power Washing Tips And Precautions

Power Washing Tips and Precautions There are some instances where you’re faced with stains that not even your best cleaning equipment can manage. I... READ MORE

BUSINESS INSURANCE

If I am Injured in a Car Accident Who Pays For It?

Injured in a car accident? Who pays for it? There can be several scenarios of a person getting injured in a car accident. The Injured can be a pass... READ MORE

BUSINESS INSURANCE

Types of Insurance Every Small Business Needs

Small Business Insurance Needs A small business is a privately owned and operated company with limited size and revenue earnings depending on the t... READ MORE

AUTO INSURANCE

What You Need to Know About Auto Insurance

Auto Insurance Auto Insurance is one of the most important responsibilities a person must act, in order to protect themselves from various risk fac... READ MORE

CASE STUDIES

What Is Key Person Insurance And Why You May Need It

What Is Key Person Insurance? Key Person Insurance is any insurance policy purchased by a business to compensate itself for the financial losses wh... READ MORE

BUSINESS INSURANCE

​What you need to know about lighting your home this holiday season

What you need to know about lighting your home this holiday season Holiday season decorations are incomplete without a beautiful display of lights!... READ MORE

CASE STUDIES

Equifax Security Breach: Have You Been Affected?

Equifax Security Breach Cyber liability is critical for you and your business. With the recent security breach of Equifax, millions have been affec... READ MORE

BUSINESS INSURANCE

Is my business required to offer benefits to my employee’s spouses and/or dependents?

Is my business required to offer benefits to employees' spouses and/or dependents? There are 2 laws guiding the area of insurance coverage to ... READ MORE

BUSINESS INSURANCE

Summer weather calls for adventure

Summer Weather Calls for Adventure Kids are out of school, college is on hiatus, and now it’s time for some fun in the sun. With a wide variety of ... READ MORE

HIG Insurance Security

BUSINESS INSURANCE

What You Need To Know About Cyber Security

Cyber Security This is the Digital Age. Computers are everywhere: in your homes, schools, and businesses. Roughly 3.8 billion people use the Intern... READ MORE

BUSINESS INSURANCE

​Tips For New Business Owners

Tips For New Business Owners Starting a new business or startup is risky, but often times, a risk that pays off. When owning a business, you will b... READ MORE

BUSINESS INSURANCE

What is a variable hour employee?

What is a Variable Hour Employee?  A variable hour employee is an employee who, upon hiring, the employer is unable to determine whether or no... READ MORE

BUSINESS INSURANCE

IRS Released 2018 HSA Limits

HSA Limits The Internal Revenue Service has released the 2018 parameters for qualified high deductible health plans (HDHP) and health savings accou... READ MORE

BUSINESS INSURANCE

You Own A Boat. What Now?

You Own a Boat What Now? Congratulations on buying your first boat! With all major vehicles, there are things that you’ll need to know in order to ... READ MORE

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